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Fintech / Payments · India

Where design is legitimacy.

In payments, design is not decoration. It is the first diligence the buyer runs before the transaction. PayAiro came to us at the transition from product to platform — needing a brand that read as trustworthy and a go-to-market that moved the number.

4242 · 4242 · 4242 · 0142 CARDHOLDER R WAGHELA VALID THRU 12/28 PayAiro ACQUISITION · +35% ENGAGEMENT · +28%
Client
PayAiro
Sector
Payments · Travel fintech
Geography
India
Engagement
CMO (hybrid) · Brand · GTM
Year
Oct 2024 – Nov 2025
Role
Strategy · Direction · Growth
Challenge · Approach · Outcome

The challenge

PayAiro sat at the seam of two regulated categories: payments and travel. The product was solid. The brand was not telling a single story. The GTM was under-resourced. User acquisition was flat and engagement was drifting.

The ask was the kind a consulting engagement cannot answer from a deck. The company needed a senior operator inside the room — someone to hold brand, marketing, and growth together while the product scaled through a window that was open, but not for long.

The approach

We took a hybrid CMO mandate for thirteen months. The work ran on three rails in parallel.

  • Brand direction. One story, one tone, one visual register across product, partner collateral, and trade press. The fintech-as-utility register was replaced with a payments-as-confidence register.
  • Acquisition engine. Channel mix rebuilt against unit economics, not vanity. Performance budget re-weighted against partner-led distribution. Content calendar tied to category search intent.
  • Engagement system. Lifecycle and product-led notifications reworked so that activation and repeat use were measured end-to-end — not on the last-click proxy the team was accustomed to.

Inside the company, the job was also managerial. The marketing function was small. The remit was wide. Hiring, vendor discipline, and reporting cadence were part of the engagement from the first quarter.

The outcome

Over the thirteen-month mandate, user acquisition lifted by 35% against the prior baseline. Digital engagement grew by 28% on a cohort-weighted basis.

More consequentially: the company came out of the engagement with a brand that a regulated partner recognised on sight, a growth function that read its own numbers, and a marketing org that did not need another CMO to continue the work.

The work concluded in November 2025. PayAiro remains a reference point for what an embedded mandate actually looks like when the brief is “move the number.”

Outcome

The numbers that mattered.

0
Lift in user acquisition over the engagement
0
Growth in cohort-weighted digital engagement
0
Embedded hybrid CMO mandate, start to hand-off
1
Brand and growth function handed back ready to run

More work

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